ZIP 91945 Foreclosure, Tax-Lien & Distress Report

ZIP 91945's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Diego County, California. Structurally it carries 77/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100)). The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low.

The neutral-phase market in 91945 posted values that rose 2.0% over the year, and 16% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 27,531 people live here, median age 39. The vacancy rate is 3.0%. Rent burden reaches 55% of tenant households. Around 20% of adults hold a bachelor's degree or higher. A median home runs $704,900 here, or 8.1 times local income. Median household income is $79,381, near the U.S. median near $78,000. The tenure split is 53% owner-occupied to 47% rented. The ZIP holds roughly 9,416 housing units. Roughly 10.3% live below the poverty line. On demographic stress specifically, 91945 scores 49/100.

On balance 91945 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 91945 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 91945 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 91945 stays directly comparable to neighboring ZIPs and the rest of San Diego County, California. The score is rebuilt from public data as it updates, so 91945 reflects the current record instead of a stale or modeled snapshot.

Behind 91945's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 91945 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.