ZIP 92075 Property Distress & Foreclosure Data

In San Diego County, California, ZIP 92075 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). On the structural side it scores 75/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 11% lower over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $146,210, median income runs above typical U.S. levels. 67% of housing is owner-occupied. The ZIP holds roughly 6,209 housing units. Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 46/100. Around 71% of adults hold a bachelor's degree or higher. The poverty rate is 5.9% — low. The typical home is worth about $2,000,000 (13.3× income, severely stretched). The vacancy rate is 14.9% — elevated. 11,996 residents call 92075 home, typically aged 48.

Taken together, 92075 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.