ZIP 92130 Property Distress & Foreclosure Data

Composite property distress in 92130 (San Diego County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 75/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 1.5% year on year, and 1% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $201,731, above the U.S. median near $78,000. The ZIP holds roughly 23,735 housing units. Around 40% of renters are cost-burdened. The vacancy rate is 6.7%. 4.7% of residents fall below the poverty threshold. Owners hold 62% of homes, renters 38%. Educational attainment sits at 81% bachelor's-or-above. Home values center near $1,748,100, an affordability ratio of 8.0× — stretched. DLRadar's demographic-stress index for the area reads 38/100. About 59,768 people live here, median age 40.

Net-net, 92130 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.