ZIP 92130 Foreclosure, Tax-Lien & Distress Report

In San Diego County, California, ZIP 92130 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. The pressure is most legible in structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 76/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (99/100)).

The market reads neutral — home values rose 2.0% year on year, and 1% higher over three years (phase confidence 11/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $201,731, above the U.S. median near $78,000. The ZIP holds roughly 23,735 housing units. Around 40% of renters are cost-burdened. The vacancy rate is 6.7%. The poverty rate is 4.7% — low. 62% of housing is owner-occupied. Around 81% of adults hold a bachelor's degree or higher. The typical home is worth about $1,748,100 (8.0× income, severely stretched). The demographic-stress sub-score lands at 38/100. About 59,768 people live here, median age 40.

Net-net, 92130 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 92130 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 92130 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in San Diego County, California and the nation. Where the record is thin for 92130, the field stays empty rather than modeled, and fills in as new documents post.

92130's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 92130 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.