San Diego County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
San Diego County, CA distress report, 2026: 116 ZIPs scored in San Diego, CA, San Diego, CA average 34/100; the top San Diego, CA ZIP is 92562 at 36/100; San Diego, CA market phase neutral, San Diego, CA prices +2.0% year over year.
- San Diego, CA ranks #2,055 nationally (opportunity index); San Diego, CA #26 in California; San Diego, CA index 27.5.
- San Diego, CA ninety-day mortgage delinquency 0.3% in December 2025; San Diego, CA twelve-month change 0.0%.
- San Diego, CA ZIP phases: 113 neutral, 3 peak.
- San Diego, CA residential listings tracked: 364 across 60 ZIPs; San Diego, CA candidate listings 175.
- San Diego, CA HUD assisted properties: 81 with 6,173 units.
- San Diego, CA lenders on watch: 8; largest San Diego, CA footprint Banc Of California (13 branches).
- San Diego, CA most distressed ZIP: 92562 at 36/100.
San Diego, CA figures: DLRadar distress index; San Diego, CA inputs: CFPB, FHFA, HUD, FDIC; San Diego, CA rebuilt as sources refresh.
| Rank | San Diego, CA ZIP | Score |
|---|---|---|
| 1 | 92562 | 36/100 |
| 2 | 91901 | 34/100 |
| 3 | 91902 | 34/100 |
| 4 | 91905 | 34/100 |
| 5 | 91906 | 34/100 |
| 6 | 91910 | 34/100 |
| 7 | 91911 | 34/100 |
| 8 | 91913 | 34/100 |
| 9 | 91914 | 34/100 |
| 10 | 91915 | 34/100 |
| 11 | 91916 | 34/100 |
| 12 | 91917 | 34/100 |
Most distressed San Diego, CA ZIPs (0-100, 2026)
Mortgage delinquency in San Diego, CA
0.3% of San Diego, CA mortgages were ninety-plus days late (San Diego, CA, December 2025); San Diego, CA thirty-to-eighty-nine days late: 0.8%; San Diego, CA twelve-month change 0.0%; San Diego, CA peak since 2008: 6.1% (January 2010); California overall 0.5%. San Diego, CA ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.3 (San Diego, CA), Mar 25 0.4, Apr 25 0.3, May 25 0.4 (San Diego, CA), Jun 25 0.4, Jul 25 0.4, Aug 25 0.4 (San Diego, CA), Sep 25 0.3, Oct 25 0.3, Nov 25 0.3 (San Diego, CA), Dec 25 0.3.
Opportunity index: San Diego, CA
San Diego, CA index 27.5, San Diego, CA phase weak; San Diego, CA primary driver construction, San Diego, CA second driver bank institutional. San Diego, CA components: property stress 18.9, foreclosure pressure 20.1, listing discounts 21.2, bank stress 60.6, insurance 0.0; San Diego, CA pulse 32.2; San Diego, CA capital opportunity 20.4.
ZIP market phases inside San Diego, CA
116 San Diego, CA ZIPs carry a price-cycle phase; San Diego, CA ZIPs by phase (San Diego, CA), deepest drawdown first: peak, +2.3% YoY, 0.2% off peak (San Diego, CA): 92004; peak, +1.6% YoY, 0.0% off peak (San Diego, CA): 92672; neutral, +2.0% YoY (San Diego, CA): 91901, 91902, 91905, 91906, San Diego, CA 91910, 91911, 91913, 91914, San Diego, CA 91915, 91916, 91917, 91931, San Diego, CA 91932, 91934.
Residential listings by San Diego, CA ZIP
San Diego, CA ZIPs with the most tracked San Diego, CA residential listings: 92101 22 listings, 13 candidates, bank pressure 64; 92154 18 listings, 4 candidates, bank pressure 64; 92057 11 listings, 7 candidates, bank pressure 64; 92065 11 listings, 6 candidates, bank pressure 64 (San Diego, CA); 92021 10 listings, 5 candidates, bank pressure 64; 92082 9 listings, 7 candidates, bank pressure 64; 92084 9 listings, 3 candidates, bank pressure 64; 92104 9 listings, 3 candidates, bank pressure 64. San Diego, CA totals: 364 listings; San Diego, CA candidates 175; active ZIPs 60.
HUD assisted housing in San Diego, CA
81 assisted properties with 6,173 units sit in San Diego, CA; largest San Diego, CA properties: Sdhc South Portfolio (San Diego) 300 units; Sdhc Central Portfolio (San Diego) 234 units; Cathedral Arms (San Diego) 206 units, 205 assisted in San Diego, CA; Bridgeport City Heights (San Diego) 192 units; Woodglen Vista Apartments (Santee) 188 units, 188 assisted; Villa Del Mar (Oceanside) 183 units.
Lenders with branches in San Diego, CA
San Diego, CA lenders by branch count: Banc Of California (San Diego, CA): stress 87, 13 branches low in San Diego, CA; Poppy Bank (San Diego, CA): stress 69, 5 branches moderate in San Diego, CA; Mechanics Bank (San Diego, CA): stress 59, 5 branches low in San Diego, CA; City National Bank (San Diego, CA): stress 66, 4 branches low in San Diego, CA; California Bk Of Com Na (San Diego, CA): stress 43, 4 branches moderate in San Diego, CA; Calprivate Bank (San Diego, CA): stress 46, 3 branches moderate in San Diego, CA; Neighborhood National Bank (San Diego, CA): stress 69, 2 branches low in San Diego, CA; C3bank National Assn (San Diego, CA): stress 68, 2 branches low in San Diego, CA.
Vacancy and permits, San Diego, CA
79,363 of 1,250,641 San Diego, CA housing units are vacant; San Diego, CA permits, twelve months: 6,399 multifamily units in San Diego, CA, 4,139 one-to-four unit units.
Work San Diego, CA at the parcel level
Every San Diego, CA parcel carries owner and address; every San Diego, CA parcel carries APN; San Diego, CA distress scores sit on the San Diego, CA live board.
San Diego, CA figures refresh with each source.
San Diego, CA questions
Most distressed ZIP code in San Diego County, CA?
ZIP 92562 leads San Diego, CA at 36/100; next in San Diego, CA: 91901 at 34/100; the San Diego, CA average is 34/100.
Where does San Diego County, CA rank for investment opportunity?
San Diego, CA is #2,055 among all ranked counties, #26 in California; the San Diego, CA driver is construction; San Diego, CA moved down 270 places.
How many mortgages are delinquent in San Diego County, CA?
0.3% of San Diego, CA mortgages were ninety-plus days late in December 2025; the San Diego, CA peak since 2008 was 6.1%.
Which banks lend in San Diego County, CA?
8 watched lenders hold San Diego, CA branches; the largest San Diego, CA footprints are Banc Of California (13), Poppy Bank (5), Mechanics Bank (5).
More on San Diego, CA
San Diego County, CA distress report: public-record figures for San Diego, CA; not legal advice for San Diego, CA; not tax or investment advice; verify every San Diego, CA record before acting.