ZIP 92014 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 92014 (San Diego County, California) returns a moderate composite of 34/100. The split runs 77/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100). Property-level stress concentrates in structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). mortgage stress (21/100) stay muted.

Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 7% lower over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 6,670 housing units across 92014. The demographic-stress sub-score lands at 41/100. Owners hold 70% of homes, renters 30%. About 84% have a four-year degree. A median home runs $2,000,000 here, or 10.3 times local income. Median household income is $194,528, above the U.S. median near $78,000. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. 13,260 residents call 92014 home, typically aged 53. Around 25% of renters are cost-burdened.

On the whole, 92014 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 92014 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 92014 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in San Diego County, California and the nation. Nothing here is interpolated — where a source is thin for 92014, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 figure for 92014 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 92014 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.