ZIP 92126 Foreclosure, Tax-Lien & Distress Report

San Diego County, California's ZIP 92126 registers 34/100 composite distress, which DLRadar reads as moderate. The split runs 76/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100). The sharpest non-environmental signals are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100).

The market reads neutral — home values rose 2.0% year on year, and 15% higher over three years, at 11/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

77,239 residents call 92126 home, typically aged 36. Vacancy runs 3.5%. The tenure split is 53% owner-occupied to 47% rented. Households earn a median $123,232 — above the roughly $78,000 national figure. The typical home is worth about $865,400 (6.5× income). The poverty rate is 7.8%. There are about 26,710 housing units across 92126. Around 38% of renters are cost-burdened. Around 49% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100.

Overall, 92126 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 92126 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 92126 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92126 can be compared directly against any other ZIP in San Diego County, California or nationwide. The score is rebuilt from public data as it updates, so 92126 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 92126 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 92126 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.