ZIP 92078 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · High Value market
ZIP code 92078 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Latent structural risk is 76/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100). Its heaviest discrete signals: structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). By contrast, mortgage stress (21/100) register low.
Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 11% higher over three years, at 11/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Owners hold 71% of homes, renters 29%. Roughly 8.4% live below the poverty line. About 53,542 people live here, median age 39. There are about 19,339 housing units across 92078. Vacancy runs 4.8%. About 48% have a four-year degree. The typical home is worth about $942,300 (7.6× income, severely stretched). At $114,905, median income runs above typical U.S. levels. Rent burden reaches 50% of tenant households. On demographic stress specifically, 92078 scores 42/100.
Net-net, 92078 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 92078 at the moment; the composite and its components are still built from verifiable records.
The 92078 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 92078 stays directly comparable to neighboring ZIPs and the rest of San Diego County, California. 92078 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 34/100 figure for 92078 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 92078 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 92078 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 92078 Stress Report snapshot
92078 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other San Diego County ZIP codes
Nearest ZIP codes to 92078
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Related ZIP, county and statewide reads linked to San Diego County, California.
See every distressed parcel in 92078
The full 92078 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology