ZIP 92078 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92078 registers 34/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 11% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

71% of housing is owner-occupied. The poverty rate is 8.4%. 53,542 residents call 92078 home, typically aged 39. There are about 19,339 housing units across 92078. Vacancy runs 4.8%. Around 48% of adults hold a bachelor's degree or higher. The typical home is worth about $942,300 (7.6× income, severely stretched). At $114,905, median income runs above typical U.S. levels. Rent burden reaches 50% of tenant households. The demographic-stress sub-score lands at 42/100.

Overall, 92078 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.