ZIP 92091 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92091 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 75/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 1.5% year on year, and 33% lower over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $86,705, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 50/100. Educational attainment sits at 75% bachelor's-or-above. About 1,215 people live here, median age 65. Around 75% of renters are cost-burdened. Home values center near $1,487,900, an affordability ratio of 19.6× — stretched. The vacancy rate is 18.4% — elevated. Owners hold 78% of homes, renters 22%. 10.8% of residents fall below the poverty threshold. The ZIP holds roughly 748 housing units.

Net-net, 92091 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.