ZIP 92101 Property Distress & Foreclosure Data

In San Diego County, California, ZIP 92101 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 75/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)).

The peak-phase market in 92101 posted values that rose 1.5% over the year, and 18% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $90,477 — above the roughly $78,000 national figure. On demographic stress specifically, 92101 scores 47/100. Population is roughly 48,163 with a median age of 37. The ZIP holds roughly 34,605 housing units. About 57% have a four-year degree. A median home runs $793,100 here, or 8.2 times local income. Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 12.9% — elevated. Around 42% of renters are cost-burdened. The tenure split is 25% owner-occupied to 75% rented.

On the whole, 92101 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.