ZIP 92101 Foreclosure, Tax-Lien & Distress Report

ZIP 92101's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Diego County, California. Its standout signals are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 76 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (99/100)).

The market reads neutral — home values rose 2.0% year on year, and 18% higher over three years (phase confidence 11/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $90,477, above the U.S. median near $78,000. On demographic stress specifically, 92101 scores 47/100. About 48,163 people live here, median age 37. There are about 34,605 housing units across 92101. About 57% have a four-year degree. The typical home is worth about $793,100 (8.2× income, severely stretched). The poverty rate is 16.8% — high, a tax-stress and distress correlate. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. Around 42% of renters are cost-burdened. Owners hold 25% of homes, renters 75%.

On the whole, 92101 leans distressed, with opportunity clustered in specific stressed parcels. 92101 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 92101 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 92101 stays directly comparable to neighboring ZIPs and the rest of San Diego County, California. Where the record is thin for 92101, the field stays empty rather than modeled, and fills in as new documents post.

92101's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 92101 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.