ZIP 92109 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92109 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). On the structural side it scores 75/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 1.5% year on year, and 36% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 70% bachelor's-or-above. About 44,456 people live here, median age 34. Median household income is $118,300, above the U.S. median near $78,000. Home values center near $1,226,900, an affordability ratio of 9.6× — stretched. 8.6% of residents fall below the poverty threshold. Owners hold 31% of homes, renters 69%. Around 33% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 47/100. The ZIP holds roughly 26,774 housing units. The vacancy rate is 16.2% — elevated.

Net-net, 92109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.