ZIP 92109 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · High Vacancy market
In San Diego County, California, ZIP 92109 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (99/100). Structural risk reads 76/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). mortgage stress (21/100) stay muted.
The market reads neutral — home values rose 2.0% year on year, and 36% higher over three years (phase confidence 11/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Around 70% of adults hold a bachelor's degree or higher. 44,456 residents call 92109 home, typically aged 34. Households earn a median $118,300 — above the roughly $78,000 national figure. A median home runs $1,226,900 here, or 9.6 times local income. The poverty rate is 8.6%. 31% of housing is owner-occupied. Rent burden reaches 33% of tenant households. On demographic stress specifically, 92109 scores 47/100. The ZIP holds roughly 26,774 housing units. The vacancy rate is 16.2% — elevated.
Taken together, 92109 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 92109 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 92109 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in San Diego County, California and the nation. Sparse data for 92109 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 34/100 for 92109 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 92109 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 92109 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 92109 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 92109, the same set carried on every parcel.
Other San Diego County ZIP codes
Nearest ZIP codes to 92109
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Further distress data across San Diego County, California at ZIP, county and state level.
Unlock parcel-level detail for ZIP 92109
The full 92109 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology