ZIP 92118 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92118 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving.

The market reads peak — home values rose 1.5% year on year, and 15% lower over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 47% of renters are cost-burdened. 4.8% of residents fall below the poverty threshold. Educational attainment sits at 66% bachelor's-or-above. The ZIP holds roughly 9,896 housing units. Median household income is $135,056, above the U.S. median near $78,000. The vacancy rate is 26.6% — elevated. Home values center near $2,000,000, an affordability ratio of 14.8× — stretched. Owners hold 55% of homes, renters 45%. DLRadar's demographic-stress index for the area reads 49/100. About 18,495 people live here, median age 42.

Net-net, 92118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.