ZIP 92118 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · High Vacancy market
ZIP code 92118 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Leading the profile are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100). Structural exposure scores 76 and live distress 6 on the 0–100 scale.
The market reads neutral — home values rose 2.0% year on year, and 15% lower over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 47% of renters are cost-burdened. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 66% bachelor's-or-above. There are about 9,896 housing units across 92118. At $135,056, median income runs above typical U.S. levels. The vacancy rate is 26.6% — elevated. A median home runs $2,000,000 here, or 14.8 times local income. The tenure split is 55% owner-occupied to 45% rented. The demographic-stress sub-score lands at 49/100. 18,495 residents call 92118 home, typically aged 42.
On the whole, 92118 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 92118 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 92118 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in San Diego County, California and the nation. Where the record is thin for 92118, the field stays empty rather than modeled, and fills in as new documents post.
The 34/100 figure for 92118 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 92118 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 92118
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 92118 distress snapshot
A live read on 92118: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent San Diego County ZIP reports
Nearest ZIP codes to 92118
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Diego County, California
Further distress data across San Diego County, California at ZIP, county and state level.
Get the full acquisition report for 92118
See who owns each distressed property in 92118, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology