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ZIP 92106 Foreclosure, Tax-Lien & Distress Report

San Diego County, California · High Value market

DLRadar grades ZIP 92106 (San Diego County, California) at a moderate 34/100 for overall property distress. On the structural side it scores 76/100, with 6/100 of stress already active. Leading the profile are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (99/100)).

The market reads neutral — home values rose 2.0% year on year, and 24% higher over three years (phase confidence 11/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $1,515,200 (10.7× income, severely stretched). Median household income is $127,209, above the U.S. median near $78,000. Owners hold 60% of homes, renters 40%. Rent burden reaches 57% of tenant households. The ZIP holds roughly 8,062 housing units. The vacancy rate is 4.5%. DLRadar's demographic-stress index for the area reads 49/100. Educational attainment sits at 63% bachelor's-or-above. Population is roughly 20,863 with a median age of 39. Roughly 9.6% live below the poverty line.

Overall, 92106 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 92106 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 92106's 34/100 can be lined up against any neighbor in San Diego County, California or any ZIP coast to coast. 92106 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 92106 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 92106 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

34/100
Composite stress
76/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 92106

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk100
92106 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

92106 at a glance

The live 92106 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 92106 stress data…

Nearby ZIPs in San Diego County

Nearest ZIP codes to 92106

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across San Diego County, California

Further distress data across San Diego County, California at ZIP, county and state level.

Open the complete 92106 acquisition file

The full 92106 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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