ZIP 92108 Property Distress & Foreclosure Data

Composite property distress in 92108 (San Diego County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 75 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

29% of housing is owner-occupied. The typical home is worth about $618,700 (6.0× income). The poverty rate is 11.1%. Vacancy runs 6.8%. 24,401 residents call 92108 home, typically aged 34. There are about 14,927 housing units across 92108. The demographic-stress sub-score lands at 39/100. At $101,704, median income runs above typical U.S. levels. Rent burden reaches 44% of tenant households. Around 58% of adults hold a bachelor's degree or higher.

Overall, 92108 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.