ZIP 92123 Property Distress & Foreclosure Data

ZIP code 92123 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. On the structural side it scores 75/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 12% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 48% of adults hold a bachelor's degree or higher. The ZIP holds roughly 13,363 housing units. At $121,856, median income runs above typical U.S. levels. Around 47% of renters are cost-burdened. 32,999 residents call 92123 home, typically aged 36. The typical home is worth about $865,600 (6.6× income). The poverty rate is 8.1%. The demographic-stress sub-score lands at 40/100. 44% of housing is owner-occupied. The vacancy rate is 5.7%.

Overall, 92123 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.