ZIP 92124 Foreclosure, Tax-Lien & Distress Report

ZIP code 92124 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Structural risk reads 76/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (99/100)). What sets it apart are the readings on structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). mortgage stress (21/100) stay muted.

The neutral-phase market in 92124 posted values that rose 2.0% over the year, and 21% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 4.4%. 45% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 45/100. Educational attainment sits at 55% bachelor's-or-above. There are about 12,309 housing units across 92124. Median household income is $108,219, above the U.S. median near $78,000. 31,032 residents call 92124 home, typically aged 32. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $918,500 (8.0× income, severely stretched). Around 55% of renters are cost-burdened.

Net-net, 92124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 92124's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 92124, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 figure for 92124 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 92124 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.