ZIP 92116 Property Distress & Foreclosure Data

DLRadar grades ZIP 92116 (San Diego County, California) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)). On the structural side it scores 75/100, with 6/100 of stress already active.

The peak-phase market in 92116 posted values that rose 1.5% over the year, and 10% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 92116 scores 47/100. Around 37% of renters are cost-burdened. Roughly 9.2% live below the poverty line. About 58% have a four-year degree. Households earn a median $95,775 — above the roughly $78,000 national figure. Population is roughly 31,484 with a median age of 36. The tenure split is 32% owner-occupied to 68% rented. A median home runs $940,700 here, or 9.4 times local income. The ZIP holds roughly 18,081 housing units. The vacancy rate is 7.0%.

On balance 92116 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.