ZIP 92116 Foreclosure, Tax-Lien & Distress Report

ZIP 92116's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Diego County, California. The pressure is most legible in structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (99/100)). Latent structural risk is 76/100 while live distress already moving reads 6/100.

The market reads neutral — home values rose 2.0% year on year, and 10% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 47/100. Around 37% of renters are cost-burdened. 9.2% of residents fall below the poverty threshold. About 58% have a four-year degree. At $95,775, median income runs above typical U.S. levels. Population is roughly 31,484 with a median age of 36. The tenure split is 32% owner-occupied to 68% rented. A median home runs $940,700 here, or 9.4 times local income. There are about 18,081 housing units across 92116. Vacancy runs 7.0%.

Net-net, 92116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 92116 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 92116's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 92116, the field stays empty rather than modeled, and fills in as new documents post.

92116's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 92116 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.