ZIP 92120 Property Distress & Foreclosure Data

DLRadar grades ZIP 92120 (San Diego County, California) at a moderate 34/100 for overall property distress. Structural risk reads 75/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 14% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

31,797 residents call 92120 home, typically aged 37. Vacancy runs 6.8%. 64% of housing is owner-occupied. There are about 13,189 housing units across 92120. The typical home is worth about $924,900 (7.6× income, severely stretched). The poverty rate is 9.5%. At $114,579, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 42/100. Rent burden reaches 54% of tenant households. Around 57% of adults hold a bachelor's degree or higher.

Overall, 92120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.