ZIP 92037 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92037 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 1.5% year on year, and 13% lower over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Owners hold 62% of homes, renters 38%. Home values center near $1,958,700, an affordability ratio of 13.1× — stretched. 8.6% of residents fall below the poverty threshold. Around 47% of renters are cost-burdened. Median household income is $141,822, above the U.S. median near $78,000. The ZIP holds roughly 19,688 housing units. Educational attainment sits at 76% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 47/100. The vacancy rate is 15.8% — elevated. About 39,284 people live here, median age 45.

Net-net, 92037 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.