ZIP 92057 Property Distress & Foreclosure Data

In San Diego County, California, ZIP 92057 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. On the structural side it scores 75/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 16% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $106,421, median income runs above typical U.S. levels. The ZIP holds roughly 19,502 housing units. Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 40/100. The poverty rate is 7.3% — low. 57,994 residents call 92057 home, typically aged 38. Around 32% of adults hold a bachelor's degree or higher. The vacancy rate is 4.6%. 69% of housing is owner-occupied. The typical home is worth about $743,200 (6.5× income).

Overall, 92057 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.