ZIP 92065 Property Distress & Foreclosure Data

ZIP code 92065 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 75/100 against active distress of 6/100. What sets it apart are the readings on structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)).

The peak-phase market in 92065 posted values that rose 1.5% over the year, and 14% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 37,397 with a median age of 41. Households earn a median $120,550 — above the roughly $78,000 national figure. Vacancy runs 3.1%. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 45% of tenant households. A median home runs $800,100 here, or 6.1 times local income. There are about 12,650 housing units across 92065. On demographic stress specifically, 92065 scores 37/100. About 30% have a four-year degree.

On balance 92065 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.