ZIP 92021 Property Distress & Foreclosure Data

DLRadar grades ZIP 92021 (San Diego County, California) at a moderate 34/100 for overall property distress. Structural risk reads 75/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 13% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $611,900 (8.2× income, severely stretched). 53% of housing is owner-occupied. 69,306 residents call 92021 home, typically aged 36. The poverty rate is 18.2% — high, a tax-stress and distress correlate. At $69,979, median income runs near typical U.S. levels. Vacancy runs 3.4%. There are about 23,734 housing units across 92021. Around 22% of adults hold a bachelor's degree or higher. Rent burden reaches 59% of tenant households. The demographic-stress sub-score lands at 51/100.

Overall, 92021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.