ZIP 92026 Property Distress & Foreclosure Data

DLRadar grades ZIP 92026 (San Diego County, California) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)).

The peak-phase market in 92026 posted values that rose 1.5% over the year, and 12% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $97,301 — above the roughly $78,000 national figure. The vacancy rate is 3.9%. The tenure split is 63% owner-occupied to 37% rented. Around 50% of renters are cost-burdened. Roughly 11.2% live below the poverty line. About 33% have a four-year degree. On demographic stress specifically, 92026 scores 42/100. The ZIP holds roughly 19,695 housing units. Population is roughly 53,041 with a median age of 39. A median home runs $714,300 here, or 6.8 times local income.

On balance 92026 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.