ZIP 92028 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92028 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). On the structural side it scores 75/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 1.5% year on year, and 12% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Owners hold 71% of homes, renters 29%. About 50,905 people live here, median age 39. Median household income is $102,346, above the U.S. median near $78,000. The ZIP holds roughly 18,257 housing units. The vacancy rate is 6.4%. Educational attainment sits at 35% bachelor's-or-above. 11.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 44/100. Around 48% of renters are cost-burdened. Home values center near $842,500, an affordability ratio of 7.6× — stretched.

Net-net, 92028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.