ZIP 92028 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · High Value market
Composite property distress in 92028 (San Diego County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100). Latent structural risk is 77/100 while live distress already moving reads 6/100. Its standout signals are structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low.
Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 12% higher over three years (phase confidence 11/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
71% of housing is owner-occupied. About 50,905 people live here, median age 39. Median household income is $102,346, above the U.S. median near $78,000. The ZIP holds roughly 18,257 housing units. The vacancy rate is 6.4%. Around 35% of adults hold a bachelor's degree or higher. The poverty rate is 11.3%. DLRadar's demographic-stress index for the area reads 44/100. Around 48% of renters are cost-burdened. The typical home is worth about $842,500 (7.6× income, severely stretched).
Net-net, 92028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 92028 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 92028 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92028 can be compared directly against any other ZIP in San Diego County, California or nationwide. The score is rebuilt from public data as it updates, so 92028 reflects the current record instead of a stale or modeled snapshot.
The 34/100 for 92028 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 92028 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 92028
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 92028 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 92028, the same set carried on every parcel.
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Unlock the full ZIP 92028 acquisition report
See who owns each distressed property in 92028, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology