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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 92019 Foreclosure, Tax-Lien & Distress Report

San Diego County, California · High Value market

San Diego County, California's ZIP 92019 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. On the structural side it scores 77/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100)).

Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 17% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $99,266 — above the roughly $78,000 national figure. Vacancy runs 5.3%. A median home runs $801,400 here, or 7.3 times local income. Population is roughly 45,801 with a median age of 40. Around 57% of renters are cost-burdened. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 10.6%. On demographic stress specifically, 92019 scores 44/100. The tenure split is 67% owner-occupied to 33% rented. The ZIP holds roughly 15,689 housing units.

Overall, 92019 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 92019's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 92019 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 92019 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 92019 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

34/100
Composite stress
77/100
Structural risk
6/100
Distress activity

ZIP 92019 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk100
92019 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 92019 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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See every distressed parcel in 92019

The full 92019 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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