ZIP 92102 Property Distress & Foreclosure Data

DLRadar grades ZIP 92102 (San Diego County, California) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Structural risk reads 75/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 16% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $750,000 (9.1× income, severely stretched). At $71,319, median income runs near typical U.S. levels. 31% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 6.5%. Rent burden reaches 51% of tenant households. 39,001 residents call 92102 home, typically aged 34. There are about 15,669 housing units across 92102. The poverty rate is 15.4%. The demographic-stress sub-score lands at 53/100.

Overall, 92102 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.