ZIP 92102 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 92102 (San Diego County, California) returns a moderate composite of 34/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100). The most distinctive pressure shows up in structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 76/100, with 6/100 of stress already active.

The neutral-phase market in 92102 posted values that rose 2.0% over the year, and 16% higher over three years (phase confidence 11/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $750,000 here, or 9.1 times local income. Median household income is $71,319, near the U.S. median near $78,000. Owners hold 31% of homes, renters 69%. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 6.5%. Around 51% of renters are cost-burdened. About 39,001 people live here, median age 34. The ZIP holds roughly 15,669 housing units. Roughly 15.4% live below the poverty line. On demographic stress specifically, 92102 scores 53/100.

On balance 92102 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 92102 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 92102 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in San Diego County, California and the nation. Sparse data for 92102 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 for 92102 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 92102 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.