ZIP 92227 Foreclosure, Tax-Lien & Distress Report

Imperial County, California's ZIP 92227 registers 20/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 43/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). Its heaviest discrete signals: construction/permit lag (56/100), structural risk (43/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 22% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 28,147 with a median age of 31. DLRadar's demographic-stress index for the area reads 39/100. Vacancy runs 10.5%. Rent burden reaches 37% of tenant households. The tenure split is 54% owner-occupied to 46% rented. The poverty rate is 20.7% — high, a tax-stress and distress correlate. A median home runs $291,500 here, or 4.5 times local income. Around 14% of adults hold a bachelor's degree or higher. There are about 9,028 housing units across 92227. At $60,593, median income runs below typical U.S. levels.

On the whole, 92227 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 92227 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 92227 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 92227 shows blanks, not estimates, wherever the record is sparse.

Behind 92227's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 92227 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.