ZIP 92243 Foreclosure, Tax-Lien & Distress Report

In Imperial County, California, ZIP 92243 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 37/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (37/100), construction/permit lag (33/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100).

The peak-phase market in 92243 posted values that rose 2.7% over the year, and 26% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $317,900 (5.1× income). The vacancy rate is 12.1% — elevated. Population is roughly 48,556 with a median age of 32. 52% of housing is owner-occupied. Educational attainment sits at 16% bachelor's-or-above. 20.2% of residents fall below the poverty threshold. There are about 16,255 housing units across 92243. Median household income is $55,890, below the U.S. median near $78,000. The demographic-stress sub-score lands at 42/100. Rent burden reaches 41% of tenant households.

Net-net, 92243 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 92243 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 92243 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 92243 shows as blanks, never estimates, and the score updates on every fresh public filing.

92243's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 92243 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.