ZIP 92281 Foreclosure, Tax-Lien & Distress Report

Imperial County, California's ZIP 92281 registers 20/100 composite distress, which DLRadar reads as low. The split runs 43/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (56/100), structural risk (43/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 48% owner-occupied to 52% rented. Home values center near $303,700, an affordability ratio of 6.2×. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 10% bachelor's-or-above. About 1,904 people live here, median age 26. There are about 656 housing units across 92281. Households earn a median $35,882 — below the roughly $78,000 national figure. Roughly 44.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 54% of tenant households. On demographic stress specifically, 92281 scores 54/100.

Net-net, 92281 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 92281 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 92281's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 92281 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 92281 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 92281 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.