ZIP 92281 Property Distress & Foreclosure Data

ZIP code 92281 in Imperial County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 52/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (93/100), structural risk (52/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (95/100)).

The expansion-phase market in 92281 posted values that rose 9.1% over the year, at 53/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 48% owner-occupied to 52% rented. A median home runs $303,700 here, or 6.2 times local income. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. About 10% have a four-year degree. Population is roughly 1,904 with a median age of 26. There are about 656 housing units across 92281. Households earn a median $35,882 — below the roughly $78,000 national figure. Roughly 44.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 54% of tenant households. On demographic stress specifically, 92281 scores 54/100.

On the whole, 92281 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.