ZIP 92251 Foreclosure, Tax-Lien & Distress Report
Imperial County, California · Distress market
On DLRadar's 0-100 distress scale, ZIP 92251 in Imperial County, California comes in at 18, a low composite-distress reading. The most distinctive pressure shows up in structural risk (37/100), construction/permit lag (33/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). Latent structural risk is 37/100 while live distress already moving reads 1/100.
The market reads peak — home values rose 2.7% year on year, and 22% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 11.9% — elevated. Population is roughly 27,197 with a median age of 34. Roughly 13.3% live below the poverty line. Around 37% of renters are cost-burdened. About 17% have a four-year degree. On demographic stress specifically, 92251 scores 36/100. Median household income is $83,709, near the U.S. median near $78,000. Home values center near $368,700, an affordability ratio of 4.2×. There are about 7,575 housing units across 92251. Owners hold 67% of homes, renters 33%.
Overall 92251 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 92251 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Imperial County, California and the nation. Every figure is auditable to a public dataset and refreshed as records update; 92251 shows blanks, not estimates, wherever the record is sparse.
Each component behind 92251 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 92251 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 92251 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 92251 Stress Report snapshot
92251 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Imperial County
Nearest ZIP codes to 92251
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Imperial County, California.
Unlock the full ZIP 92251 acquisition report
See who owns each distressed property in 92251, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology