ZIP 92249 Foreclosure, Tax-Lien & Distress Report

ZIP code 92249 in Imperial County, California carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 37/100, with 1/100 of stress already active. The pressure is most legible in structural risk (37/100), construction/permit lag (33/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100).

The market reads peak — home values rose 2.7% year on year, and 27% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $335,600 here, or 3.8 times local income. 70% of housing is owner-occupied. Population is roughly 7,308 with a median age of 32. Around 46% of renters are cost-burdened. Median household income is $75,664, near the U.S. median near $78,000. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. There are about 2,007 housing units across 92249. The demographic-stress sub-score lands at 36/100. About 23% have a four-year degree.

Overall, 92249 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 92249 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 92249 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92249 can be compared directly against any other ZIP in Imperial County, California or nationwide. Where the record is thin for 92249, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 92249 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 92249 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.