ZIP 92231 Property Distress & Foreclosure Data

ZIP code 92231 in Imperial County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (93/100), structural risk (52/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 52/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (95/100).

Prices here sit in a expansion phase: values rose 9.1% over the trailing year, and 22% higher over three years (phase confidence 53/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 12,059 housing units. The poverty rate is 21.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 45/100. Around 51% of renters are cost-burdened. 38,547 residents call 92231 home, typically aged 34. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 15.8% — elevated. 51% of housing is owner-occupied. At $50,114, median income runs below typical U.S. levels. The typical home is worth about $313,400 (5.6× income).

Taken together, 92231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 92231

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Imperial County

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