Wallis Bank (FDIC #20845): Bank Stress & Real-Estate Credit Exposure
Wallis Bank (FDIC Cert #20845): bank stress 50/100, moderate, STABLE over 7 days; parent WALLIS BANCSHARES INC.
Wallis Bank (#20845) lends in 8 counties across 3 states; Wallis Bank (#20845) reaches 713 ZIP codes: Texas 5 counties, 352 ZIPs; Georgia 2 counties, 57 ZIPs; California 1 county, 304 ZIPs.
Wallis Bank (#20845) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#20845), Harris County, TX (572 branches, 143 ZIPs) (#20845), Dallas County, TX (190 branches, 95 ZIPs) (#20845), Bexar County, TX (156 branches, 78 ZIPs) (#20845), Dekalb County, GA (36 branches, 36 ZIPs) (#20845), Fort Bend County, TX (105 branches, 35 ZIPs) (#20845).
Wallis Bank (#20845) reports $1.38 billion in total assets; Wallis Bank (#20845) equity $137.8 million (10.0% of Wallis Bank (#20845) assets); Wallis Bank (#20845) domestic deposits $1.20 billion; Wallis Bank (#20845) net income $14.1 million; Wallis Bank (#20845) return on assets 2.02%; Wallis Bank (#20845) return on equity 20.70%; Wallis Bank (#20845) net interest income $29.6 million; Wallis Bank (#20845) call report June 30, 2026.
Wallis Bank (#20845) noncurrent real-estate loans 0.01% of its book; Wallis Bank (#20845) residential 0.01%; Wallis Bank (#20845) net charge-offs on real estate 1.61%; Wallis Bank (#20845) residential charge-offs 2.04%.
Wallis Bank (#20845) net interest margin 4.75% against an eight-quarter Wallis Bank (#20845) average of 5.26% (Wallis Bank (#20845) compression 0.51 points); Wallis Bank (#20845) real-estate loans 0.6% of equity; Wallis Bank (#20845) non-residential real estate 204.3% of equity; Wallis Bank (#20845) rate-exposure score 40/100, Wallis Bank (#20845) fixed-rate trap 40/100; Wallis Bank (#20845) risk type credit driven; Wallis Bank (#20845) rate regime rates elevated, Wallis Bank (#20845) snapshot October 19, 2026.
Wallis Bank (#20845) stress score moved from 56.5 on June 22, 2026 to 50.3 on October 19, 2026; Wallis Bank (#20845) ranged 50.3 to 56.5 over 116 snapshots.
Wallis Bank (#20845) alerts: 8 counties; top Wallis Bank (#20845) alert scores: Atlanta County, TX 17 (low); Duluth County, TX 17 (low); Los Angeles County, TX 17 (low); Pasadena County, TX 17 (low); Richardson County, TX 17 (low).