Farmers&Merchants Bk Long Be (FDIC #1225): Bank Stress & Real-Estate Credit Exposure
Farmers&Merchants Bk Long Be (FDIC Cert #1225): bank stress 57/100, moderate, STABLE over 7 days; parent PALOMAR ENTERPRISES LLC.
Farmers&Merchants Bk Long Be (#1225) lends in 3 counties across 1 state; Farmers&Merchants Bk Long Be (#1225) reaches 415 ZIP codes: California 3 counties, 415 ZIPs.
Farmers&Merchants Bk Long Be (#1225) largest markets: Los Angeles County, CA (3,344 branches, 304 ZIPs) (#1225), Orange County, CA (1,380 branches, 92 ZIPs) (#1225), Santa Barbara County, CA (25 branches, 25 ZIPs) (#1225).
Farmers&Merchants Bk Long Be (#1225) reports $11.77 billion in total assets; Farmers&Merchants Bk Long Be (#1225) equity $1.64 billion (13.9% of Farmers&Merchants Bk Long Be (#1225) assets); Farmers&Merchants Bk Long Be (#1225) domestic deposits $8.76 billion; Farmers&Merchants Bk Long Be (#1225) net income $57.4 million; Farmers&Merchants Bk Long Be (#1225) return on assets 0.97%; Farmers&Merchants Bk Long Be (#1225) return on equity 7.10%; Farmers&Merchants Bk Long Be (#1225) net interest income $157.8 million; Farmers&Merchants Bk Long Be (#1225) call report June 30, 2026.
Farmers&Merchants Bk Long Be (#1225) noncurrent real-estate loans: none reported; Farmers&Merchants Bk Long Be (#1225) net charge-offs on real estate 0.02%.
Farmers&Merchants Bk Long Be (#1225) net interest margin 2.76% against an eight-quarter Farmers&Merchants Bk Long Be (#1225) average of 2.37% (Farmers&Merchants Bk Long Be (#1225) compression -0.39 points); Farmers&Merchants Bk Long Be (#1225) rate-exposure score 40/100, Farmers&Merchants Bk Long Be (#1225) fixed-rate trap 40/100; Farmers&Merchants Bk Long Be (#1225) risk type credit driven; Farmers&Merchants Bk Long Be (#1225) rate regime rates elevated, Farmers&Merchants Bk Long Be (#1225) snapshot October 20, 2026.
Farmers&Merchants Bk Long Be (#1225) stress score moved from 61.4 on June 22, 2026 to 57.3 on October 20, 2026; Farmers&Merchants Bk Long Be (#1225) ranged 57.3 to 61.4 over 117 snapshots.
Farmers&Merchants Bk Long Be (#1225) alerts: 3 counties; top Farmers&Merchants Bk Long Be (#1225) alert scores: Santa Barbara County, CA 39 (moderate); Torrance County, CA 20 (low); Tustin County, CA 20 (low).