Sunwest Bank (FDIC #20164): Bank Stress & Real-Estate Credit Exposure
Sunwest Bank (FDIC Cert #20164): bank stress 60/100, elevated, STABLE over 7 days; parent H BCORP LLC.
Sunwest Bank (#20164) lends in 7 counties across 5 states; Sunwest Bank (#20164) reaches 361 ZIP codes: Arizona 2 counties, 171 ZIPs; Idaho 2 counties, 28 ZIPs; California 1 county, 92 ZIPs; Utah 1 county, 42 ZIPs; Florida 1 county, 28 ZIPs.
Sunwest Bank (#20164) largest markets: Maricopa County, AZ (140 branches, 140 ZIPs) (#20164), Orange County, CA (276 branches, 92 ZIPs) (#20164), Salt Lake County, UT (42 branches, 42 ZIPs) (#20164), Coconino County, AZ (31 branches, 31 ZIPs) (#20164), Sarasota County, FL (28 branches, 28 ZIPs) (#20164), Ada County, ID (19 branches, 19 ZIPs) (#20164).
Sunwest Bank (#20164) reports $4.41 billion in total assets; Sunwest Bank (#20164) equity $412.0 million (9.3% of Sunwest Bank (#20164) assets); Sunwest Bank (#20164) domestic deposits $3.40 billion; Sunwest Bank (#20164) net income $34.5 million; Sunwest Bank (#20164) return on assets 1.62%; Sunwest Bank (#20164) return on equity 17.39%; Sunwest Bank (#20164) net interest income $86.6 million; Sunwest Bank (#20164) call report June 30, 2026.
Sunwest Bank (#20164) noncurrent real-estate loans: none reported; Sunwest Bank (#20164) residential -0.01%; Sunwest Bank (#20164) net charge-offs on real estate 0.50%; Sunwest Bank (#20164) residential charge-offs 0.61%.
Sunwest Bank (#20164) net interest margin 4.29% against an eight-quarter Sunwest Bank (#20164) average of 4.64% (Sunwest Bank (#20164) compression 0.35 points); Sunwest Bank (#20164) non-residential real estate 60.7% of equity; Sunwest Bank (#20164) rate-exposure score 40/100, Sunwest Bank (#20164) fixed-rate trap 40/100; Sunwest Bank (#20164) risk type credit driven; Sunwest Bank (#20164) rate regime rates elevated, Sunwest Bank (#20164) snapshot October 20, 2026.
Sunwest Bank (#20164) stress score moved from 58.1 on June 22, 2026 to 60.4 on October 20, 2026; Sunwest Bank (#20164) ranged 58.1 to 60.4 over 117 snapshots.
Sunwest Bank (#20164) alerts: 7 counties; top Sunwest Bank (#20164) alert scores: Boise County, UT 22 (low); Flagstaff County, UT 22 (low); Middleton County, UT 22 (low); Sandy County, UT 22 (low); Sarasota County, UT 22 (low).