El Dorado Savings Bank FSB (FDIC #30953): Bank Stress & Real-Estate Credit Exposure
El Dorado Savings Bank FSB (FDIC Cert #30953): bank stress 59/100, moderate, STABLE over 7 days.
El Dorado Savings Bank FSB (#30953) lends in 10 counties across 2 states; El Dorado Savings Bank FSB (#30953) reaches 220 ZIP codes: California 8 counties, 183 ZIPs; Nevada 2 counties, 37 ZIPs.
El Dorado Savings Bank FSB (#30953) largest markets: Sacramento County, CA (464 branches, 58 ZIPs) (#30953), Placer County, CA (34 branches, 34 ZIPs) (#30953), Washoe County, NV (28 branches, 28 ZIPs) (#30953), El Dorado County, CA (250 branches, 25 ZIPs) (#30953), Calaveras County, CA (63 branches, 21 ZIPs) (#30953), Tuolumne County, CA (17 branches, 17 ZIPs) (#30953).
El Dorado Savings Bank FSB (#30953) reports $2.44 billion in total assets; El Dorado Savings Bank FSB (#30953) equity $336.2 million (13.8% of El Dorado Savings Bank FSB (#30953) assets); El Dorado Savings Bank FSB (#30953) domestic deposits $2.09 billion; El Dorado Savings Bank FSB (#30953) net income $11.5 million; El Dorado Savings Bank FSB (#30953) return on assets 0.93%; El Dorado Savings Bank FSB (#30953) return on equity 6.92%; El Dorado Savings Bank FSB (#30953) net interest income $32.4 million; El Dorado Savings Bank FSB (#30953) call report June 30, 2026.
El Dorado Savings Bank FSB (#30953) noncurrent real-estate loans: none reported; El Dorado Savings Bank FSB (#30953) net charge-offs on real estate 0.28%.
El Dorado Savings Bank FSB (#30953) net interest margin 2.71% against an eight-quarter El Dorado Savings Bank FSB (#30953) average of 2.64% (El Dorado Savings Bank FSB (#30953) compression -0.08 points); El Dorado Savings Bank FSB (#30953) rate-exposure score 40/100, El Dorado Savings Bank FSB (#30953) fixed-rate trap 40/100; El Dorado Savings Bank FSB (#30953) risk type credit driven; El Dorado Savings Bank FSB (#30953) rate regime rates elevated, El Dorado Savings Bank FSB (#30953) snapshot October 20, 2026.
El Dorado Savings Bank FSB (#30953) stress score moved from 58 on June 22, 2026 to 58.5 on October 20, 2026; El Dorado Savings Bank FSB (#30953) ranged 58 to 58.5 over 117 snapshots.
El Dorado Savings Bank FSB (#30953) alerts: 10 counties; top El Dorado Savings Bank FSB (#30953) alert scores: Grass Valley County, CA 20 (low); Lone Pine County, CA 20 (low); San Andreas County, CA 20 (low); Sloughhouse County, CA 20 (low); South Lake Tahoe County, CA 20 (low).