Commonwealth Business Bank (FDIC #57873): Bank Stress & Real-Estate Credit Exposure

Commonwealth Business Bank (FDIC Cert #57873): bank stress 55/100, moderate, STABLE over 7 days; parent CBB BCORP INC.

Commonwealth Business Bank (#57873) lends in 6 counties across 5 states; Commonwealth Business Bank (#57873) reaches 657 ZIP codes: California 2 counties, 390 ZIPs; Texas 1 county, 95 ZIPs; New York 1 county, 68 ZIPs; New Jersey 1 county, 66 ZIPs; Hawaii 1 county, 38 ZIPs.

Commonwealth Business Bank (#57873) largest markets: Los Angeles County, CA (1,216 branches, 304 ZIPs) (#57873), Dallas County, TX (190 branches, 95 ZIPs) (#57873), Orange County, CA (184 branches, 92 ZIPs) (#57873), Queens County, NY (68 branches, 68 ZIPs) (#57873), Bergen County, NJ (66 branches, 66 ZIPs) (#57873), Honolulu County, HI (114 branches, 38 ZIPs) (#57873).

Commonwealth Business Bank (#57873) reports $1.97 billion in total assets; Commonwealth Business Bank (#57873) equity $275.5 million (14.0% of Commonwealth Business Bank (#57873) assets); Commonwealth Business Bank (#57873) domestic deposits $1.66 billion; Commonwealth Business Bank (#57873) net income $10.9 million; Commonwealth Business Bank (#57873) return on assets 1.09%; Commonwealth Business Bank (#57873) return on equity 7.98%; Commonwealth Business Bank (#57873) net interest income $30.2 million; Commonwealth Business Bank (#57873) call report June 30, 2026.

Commonwealth Business Bank (#57873) noncurrent real-estate loans: none reported; Commonwealth Business Bank (#57873) net charge-offs on real estate 1.51%; Commonwealth Business Bank (#57873) multifamily charge-offs 3.26%; Commonwealth Business Bank (#57873) residential charge-offs 1.21%.

Commonwealth Business Bank (#57873) net interest margin 3.14% against an eight-quarter Commonwealth Business Bank (#57873) average of 3.41% (Commonwealth Business Bank (#57873) compression 0.27 points); Commonwealth Business Bank (#57873) non-residential real estate 120.8% of equity; Commonwealth Business Bank (#57873) rate-exposure score 40/100, Commonwealth Business Bank (#57873) fixed-rate trap 40/100; Commonwealth Business Bank (#57873) risk type credit driven; Commonwealth Business Bank (#57873) rate regime rates elevated, Commonwealth Business Bank (#57873) snapshot October 20, 2026.

Commonwealth Business Bank (#57873) stress score moved from 52.6 on June 22, 2026 to 54.5 on October 20, 2026; Commonwealth Business Bank (#57873) ranged 52.6 to 54.5 over 117 snapshots.

Commonwealth Business Bank (#57873) alerts: 6 counties; top Commonwealth Business Bank (#57873) alert scores: Dallas County, CA 20 (low); Flushing County, CA 20 (low); Fort Lee County, CA 20 (low); Honolulu County, CA 20 (low); Irvine County, CA 20 (low).