Commercial Bank Of Ca (FDIC #57417): Bank Stress & Real-Estate Credit Exposure
Commercial Bank Of Ca (FDIC Cert #57417): bank stress 67/100, elevated, STABLE over 7 days; parent CBC BCORP.
Commercial Bank Of Ca (#57417) lends in 6 counties across 1 state; Commercial Bank Of Ca (#57417) reaches 575 ZIP codes: California 6 counties, 575 ZIPs.
Commercial Bank Of Ca (#57417) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#57417), Orange County, CA (276 branches, 92 ZIPs) (#57417), Santa Clara County, CA (63 branches, 63 ZIPs) (#57417), Alameda County, CA (53 branches, 53 ZIPs) (#57417), Contra Costa County, CA (49 branches, 49 ZIPs) (#57417), San Mateo County, CA (31 branches, 31 ZIPs) (#57417).
Commercial Bank Of Ca (#57417) reports $3.98 billion in total assets; Commercial Bank Of Ca (#57417) equity $360.1 million (9.0% of Commercial Bank Of Ca (#57417) assets); Commercial Bank Of Ca (#57417) domestic deposits $3.46 billion; Commercial Bank Of Ca (#57417) net income $25.9 million; Commercial Bank Of Ca (#57417) return on assets 1.34%; Commercial Bank Of Ca (#57417) return on equity 14.75%; Commercial Bank Of Ca (#57417) net interest income $72.2 million; Commercial Bank Of Ca (#57417) call report June 30, 2026.
Commercial Bank Of Ca (#57417) noncurrent real-estate loans 0.01% of its book; Commercial Bank Of Ca (#57417) residential 0.01%; Commercial Bank Of Ca (#57417) net charge-offs on real estate 0.05%; Commercial Bank Of Ca (#57417) residential charge-offs 0.02%.
Commercial Bank Of Ca (#57417) net interest margin 3.92% against an eight-quarter Commercial Bank Of Ca (#57417) average of 3.66% (Commercial Bank Of Ca (#57417) compression -0.26 points); Commercial Bank Of Ca (#57417) real-estate loans 0.8% of equity; Commercial Bank Of Ca (#57417) non-residential real estate 1.7% of equity; Commercial Bank Of Ca (#57417) rate-exposure score 40/100, Commercial Bank Of Ca (#57417) fixed-rate trap 40/100; Commercial Bank Of Ca (#57417) risk type credit driven; Commercial Bank Of Ca (#57417) rate regime rates elevated, Commercial Bank Of Ca (#57417) snapshot October 19, 2026.
Commercial Bank Of Ca (#57417) stress score moved from 66.5 on June 22, 2026 to 67.1 on October 19, 2026; Commercial Bank Of Ca (#57417) ranged 66.5 to 67.1 over 116 snapshots.
Commercial Bank Of Ca (#57417) alerts: 6 counties; top Commercial Bank Of Ca (#57417) alert scores: San Mateo County, CA 42 (moderate); Danville County, CA 23 (low); Irvine County, CA 23 (low); Oakland County, CA 23 (low); San Jose County, CA 23 (low).