First Fs&La Of San Rafael (FDIC #31406): Bank Stress & Real-Estate Credit Exposure
First Fs&La Of San Rafael (FDIC Cert #31406): bank stress 58/100, moderate, STABLE over 7 days.
First Fs&La Of San Rafael (#31406) lends in 3 counties across 1 state; First Fs&La Of San Rafael (#31406) reaches 110 ZIP codes: California 3 counties, 110 ZIPs.
First Fs&La Of San Rafael (#31406) largest markets: Alameda County, CA (53 branches, 53 ZIPs) (#31406), San Francisco County, CA (30 branches, 30 ZIPs) (#31406), Marin County, CA (58 branches, 29 ZIPs) (#31406).
First Fs&La Of San Rafael (#31406) reports $222.1 million in total assets; First Fs&La Of San Rafael (#31406) equity $41.2 million (18.6% of First Fs&La Of San Rafael (#31406) assets); First Fs&La Of San Rafael (#31406) domestic deposits $178.3 million; First Fs&La Of San Rafael (#31406) net income $105,000; First Fs&La Of San Rafael (#31406) return on assets 0.09%; First Fs&La Of San Rafael (#31406) return on equity 0.51%; First Fs&La Of San Rafael (#31406) net interest income $3.1 million; First Fs&La Of San Rafael (#31406) call report June 30, 2026.
First Fs&La Of San Rafael (#31406) noncurrent real-estate loans: none reported; First Fs&La Of San Rafael (#31406) net charge-offs on real estate 0.00%.
First Fs&La Of San Rafael (#31406) net interest margin 2.96% against an eight-quarter First Fs&La Of San Rafael (#31406) average of 2.66% (First Fs&La Of San Rafael (#31406) compression -0.30 points); First Fs&La Of San Rafael (#31406) rate-exposure score 40/100, First Fs&La Of San Rafael (#31406) fixed-rate trap 40/100; First Fs&La Of San Rafael (#31406) risk type credit driven; First Fs&La Of San Rafael (#31406) rate regime rates elevated, First Fs&La Of San Rafael (#31406) snapshot October 19, 2026.
First Fs&La Of San Rafael (#31406) stress score moved from 55.8 on June 22, 2026 to 58.4 on October 19, 2026; First Fs&La Of San Rafael (#31406) ranged 55.8 to 58.4 over 116 snapshots.
First Fs&La Of San Rafael (#31406) alerts: 3 counties; top First Fs&La Of San Rafael (#31406) alert scores: San Francisco County, CA 41 (moderate); Oakland County, CA 20 (low); San Rafael County, CA 20 (low).