Shinhan Bank America (FDIC #33188): Bank Stress & Real-Estate Credit Exposure
Shinhan Bank America (FDIC Cert #33188): bank stress 72/100, elevated, STABLE over 7 days; parent SHINHAN FINANCIAL GROUP CO LTD (SHG).
Shinhan Bank America (#33188) lends in 9 counties across 5 states; Shinhan Bank America (#33188) reaches 875 ZIP codes: California 3 counties, 505 ZIPs; New York 2 counties, 138 ZIPs; Georgia 2 counties, 71 ZIPs; Texas 1 county, 95 ZIPs; New Jersey 1 county, 66 ZIPs.
Shinhan Bank America (#33188) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#33188), San Diego County, CA (116 branches, 116 ZIPs) (#33188), Dallas County, TX (95 branches, 95 ZIPs) (#33188), Orange County, CA (184 branches, 92 ZIPs) (#33188), New York County, NY (140 branches, 70 ZIPs) (#33188), Queens County, NY (136 branches, 68 ZIPs) (#33188).
Shinhan Bank America (#33188) reports $2.23 billion in total assets; Shinhan Bank America (#33188) equity $259.7 million (11.6% of Shinhan Bank America (#33188) assets); Shinhan Bank America (#33188) domestic deposits $1.92 billion; Shinhan Bank America (#33188) net income $6.3 million; Shinhan Bank America (#33188) return on assets 0.61%; Shinhan Bank America (#33188) return on equity 4.87%; Shinhan Bank America (#33188) net interest income $36.5 million; Shinhan Bank America (#33188) call report June 30, 2026.
Shinhan Bank America (#33188) noncurrent real-estate loans: none reported; Shinhan Bank America (#33188) net charge-offs on real estate 0.70%; Shinhan Bank America (#33188) residential charge-offs 0.91%.
Shinhan Bank America (#33188) net interest margin 3.72% against an eight-quarter Shinhan Bank America (#33188) average of 3.52% (Shinhan Bank America (#33188) compression -0.20 points); Shinhan Bank America (#33188) non-residential real estate 91.5% of equity; Shinhan Bank America (#33188) rate-exposure score 40/100, Shinhan Bank America (#33188) fixed-rate trap 40/100; Shinhan Bank America (#33188) risk type credit driven; Shinhan Bank America (#33188) rate regime rates elevated; Shinhan Bank America (#33188) shares 16.8% below the 52-week high, Shinhan Bank America (#33188) equity trend weakening, Shinhan Bank America (#33188) snapshot October 20, 2026.
Shinhan Bank America (#33188) stress score moved from 66.5 on June 22, 2026 to 72.5 on October 20, 2026; Shinhan Bank America (#33188) ranged 66.5 to 72.5 over 117 snapshots.
Shinhan Bank America (#33188) alerts: 9 counties; top Shinhan Bank America (#33188) alert scores: New York County, NY 45 (moderate); Alpharetta County, NY 25 (low); Dallas County, NY 25 (low); Duluth County, NY 25 (low); Flushing County, NY 25 (low).