Western Alliance Bank (FDIC #57512): Bank Stress & Real-Estate Credit Exposure
Western Alliance Bank (FDIC Cert #57512): bank stress 74/100, elevated, STABLE over 7 days; parent WESTERN ALLIANCE BCORP.
Western Alliance Bank (#57512) lends in 15 counties across 6 states; Western Alliance Bank (#57512) reaches 1,189 ZIP codes: California 5 counties, 564 ZIPs; Nevada 4 counties, 110 ZIPs; Arizona 3 counties, 226 ZIPs; Illinois 1 county, 178 ZIPs; New York 1 county, 70 ZIPs; Colorado 1 county, 41 ZIPs.
Western Alliance Bank (#57512) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#57512), Cook County, IL (178 branches, 178 ZIPs) (#57512), Maricopa County, AZ (840 branches, 140 ZIPs) (#57512), San Diego County, CA (696 branches, 116 ZIPs) (#57512), Clark County, NV (760 branches, 76 ZIPs) (#57512), New York County, NY (70 branches, 70 ZIPs) (#57512).
Western Alliance Bank (#57512) reports $98.57 billion in total assets; Western Alliance Bank (#57512) equity $7.93 billion (8.0% of Western Alliance Bank (#57512) assets); Western Alliance Bank (#57512) domestic deposits $82.32 billion; Western Alliance Bank (#57512) net income $561.9 million; Western Alliance Bank (#57512) return on assets 1.16%; Western Alliance Bank (#57512) return on equity 14.37%; Western Alliance Bank (#57512) net interest income $1.57 billion; Western Alliance Bank (#57512) call report June 30, 2026.
Western Alliance Bank (#57512) noncurrent real-estate loans 0.34% of its book; Western Alliance Bank (#57512) residential 1.06%; Western Alliance Bank (#57512) net charge-offs on real estate 4.77%; Western Alliance Bank (#57512) residential charge-offs 2.54%.
Western Alliance Bank (#57512) net interest margin 3.52% against an eight-quarter Western Alliance Bank (#57512) average of 3.55% (Western Alliance Bank (#57512) compression 0.03 points); Western Alliance Bank (#57512) real-estate loans 33.9% of equity; Western Alliance Bank (#57512) non-residential real estate 253.6% of equity; Western Alliance Bank (#57512) rate-exposure score 50/100, Western Alliance Bank (#57512) fixed-rate trap 50/100; Western Alliance Bank (#57512) risk type credit driven; Western Alliance Bank (#57512) rate regime rates elevated, Western Alliance Bank (#57512) snapshot October 20, 2026.
Western Alliance Bank (#57512) stress score moved from 82 on June 22, 2026 to 74.2 on October 20, 2026; Western Alliance Bank (#57512) ranged 74.2 to 82 over 117 snapshots.
Western Alliance Bank (#57512) alerts: 15 counties; top Western Alliance Bank (#57512) alert scores: Carson City County, AZ 26 (low); Chicago County, AZ 26 (low); Denver County, AZ 26 (low); Fallon County, AZ 26 (low); Flagstaff County, AZ 26 (low).