Ctbc Bank Corp USA (FDIC #19416): Bank Stress & Real-Estate Credit Exposure
Ctbc Bank Corp USA (FDIC Cert #19416): bank stress 61/100, elevated, STABLE over 7 days; parent CTBC FINANCIAL HOLDING CO LTD.
Ctbc Bank Corp USA (#19416) lends in 7 counties across 3 states; Ctbc Bank Corp USA (#19416) reaches 633 ZIP codes: California 4 counties, 483 ZIPs; New York 2 counties, 106 ZIPs; New Jersey 1 county, 44 ZIPs.
Ctbc Bank Corp USA (#19416) largest markets: Los Angeles County, CA (3,648 branches, 304 ZIPs) (#19416), Orange County, CA (184 branches, 92 ZIPs) (#19416), Queens County, NY (68 branches, 68 ZIPs) (#19416), Santa Clara County, CA (126 branches, 63 ZIPs) (#19416), Middlesex County, NJ (44 branches, 44 ZIPs) (#19416), Kings County, NY (40 branches, 40 ZIPs) (#19416).
Ctbc Bank Corp USA (#19416) reports $5.87 billion in total assets; Ctbc Bank Corp USA (#19416) equity $784.2 million (13.4% of Ctbc Bank Corp USA (#19416) assets); Ctbc Bank Corp USA (#19416) domestic deposits $5.02 billion; Ctbc Bank Corp USA (#19416) net income $24.4 million; Ctbc Bank Corp USA (#19416) return on assets 0.87%; Ctbc Bank Corp USA (#19416) return on equity 6.33%; Ctbc Bank Corp USA (#19416) net interest income $79.5 million; Ctbc Bank Corp USA (#19416) call report June 30, 2026.
Ctbc Bank Corp USA (#19416) noncurrent real-estate loans 0.05% of its book; Ctbc Bank Corp USA (#19416) net charge-offs on real estate 1.96%; Ctbc Bank Corp USA (#19416) multifamily charge-offs 5.10%; Ctbc Bank Corp USA (#19416) residential charge-offs 2.34%.
Ctbc Bank Corp USA (#19416) net interest margin 2.97% against an eight-quarter Ctbc Bank Corp USA (#19416) average of 2.85% (Ctbc Bank Corp USA (#19416) compression -0.12 points); Ctbc Bank Corp USA (#19416) real-estate loans 5.4% of equity; Ctbc Bank Corp USA (#19416) non-residential real estate 234.2% of equity; Ctbc Bank Corp USA (#19416) rate-exposure score 40/100, Ctbc Bank Corp USA (#19416) fixed-rate trap 40/100; Ctbc Bank Corp USA (#19416) risk type credit driven; Ctbc Bank Corp USA (#19416) rate regime rates elevated, Ctbc Bank Corp USA (#19416) snapshot October 20, 2026.
Ctbc Bank Corp USA (#19416) stress score moved from 54.9 on June 22, 2026 to 61.3 on October 20, 2026; Ctbc Bank Corp USA (#19416) ranged 54.9 to 61.3 over 117 snapshots.
Ctbc Bank Corp USA (#19416) alerts: 7 counties; top Ctbc Bank Corp USA (#19416) alert scores: San Francisco County, CA 42 (moderate); Brooklyn County, CA 21 (low); Edison County, CA 21 (low); Flushing County, CA 21 (low); Irvine County, CA 21 (low).