Tib National Assn (FDIC #23647): Bank Stress & Real-Estate Credit Exposure
Tib National Assn (FDIC Cert #23647): bank stress 37/100, contained, STABLE over 7 days; parent TIB INC.
Tib National Assn (#23647) lends in 5 counties across 5 states; Tib National Assn (#23647) reaches 286 ZIP codes: Texas 1 county, 95 ZIPs; California 1 county, 92 ZIPs; Oklahoma 1 county, 43 ZIPs; Illinois 1 county, 30 ZIPs; Georgia 1 county, 26 ZIPs.
Tib National Assn (#23647) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#23647), Orange County, CA (92 branches, 92 ZIPs) (#23647), Tulsa County, OK (43 branches, 43 ZIPs) (#23647), Sangamon County, IL (30 branches, 30 ZIPs) (#23647), Gwinnett County, GA (26 branches, 26 ZIPs) (#23647).
Tib National Assn (#23647) reports $2.96 billion in total assets; Tib National Assn (#23647) equity $432.2 million (14.6% of Tib National Assn (#23647) assets); Tib National Assn (#23647) domestic deposits $2.37 billion; Tib National Assn (#23647) net income $27.5 million; Tib National Assn (#23647) return on assets 1.85%; Tib National Assn (#23647) return on equity 12.99%; Tib National Assn (#23647) net interest income $41.0 million; Tib National Assn (#23647) call report June 30, 2026.
Tib National Assn (#23647) noncurrent real-estate loans 0.14% of its book; Tib National Assn (#23647) multifamily 3.62%; Tib National Assn (#23647) net charge-offs on real estate 1.82%; Tib National Assn (#23647) multifamily charge-offs 29.82%.
Tib National Assn (#23647) net interest margin 2.90% against an eight-quarter Tib National Assn (#23647) average of 2.57% (Tib National Assn (#23647) compression -0.32 points); Tib National Assn (#23647) real-estate loans 14.1% of equity; Tib National Assn (#23647) rate-exposure score 40/100, Tib National Assn (#23647) fixed-rate trap 40/100; Tib National Assn (#23647) risk type rate trapped; Tib National Assn (#23647) rate regime rates elevated, Tib National Assn (#23647) snapshot October 20, 2026.
Tib National Assn (#23647) stress score moved from 47.8 on June 22, 2026 to 37.4 on October 20, 2026; Tib National Assn (#23647) ranged 37.4 to 47.8 over 117 snapshots.
Tib National Assn (#23647) alerts: 5 counties; top Tib National Assn (#23647) alert scores: Dallas County, TX 31 (low); Huntington Beach County, TX 15 (low); Lawrenceville County, TX 15 (low); Springfield County, TX 15 (low); Tulsa County, TX 15 (low).