American Bank Of Commerce (FDIC #18609): Bank Stress & Real-Estate Credit Exposure

American Bank Of Commerce (FDIC Cert #18609): bank stress 77/100, severe, STABLE over 7 days; parent AMERICO BANCSHARES INC.

American Bank Of Commerce (#18609) lends in 7 counties across 2 states; American Bank Of Commerce (#18609) reaches 290 ZIP codes: Texas 5 counties, 230 ZIPs; Colorado 2 counties, 60 ZIPs.

American Bank Of Commerce (#18609) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#18609), Travis County, TX (189 branches, 63 ZIPs) (#18609), El Paso County, CO (47 branches, 47 ZIPs) (#18609), Collin County, TX (40 branches, 40 ZIPs) (#18609), Williamson County, TX (27 branches, 27 ZIPs) (#18609), Lubbock County, TX (130 branches, 26 ZIPs) (#18609).

American Bank Of Commerce (#18609) reports $1.86 billion in total assets; American Bank Of Commerce (#18609) equity $147.5 million (7.9% of American Bank Of Commerce (#18609) assets); American Bank Of Commerce (#18609) domestic deposits $1.44 billion; American Bank Of Commerce (#18609) net income $9.2 million; American Bank Of Commerce (#18609) return on assets 1.04%; American Bank Of Commerce (#18609) return on equity 12.99%; American Bank Of Commerce (#18609) net interest income $29.0 million; American Bank Of Commerce (#18609) call report June 30, 2026.

American Bank Of Commerce (#18609) noncurrent real-estate loans 0.10% of its book; American Bank Of Commerce (#18609) residential 0.18%; American Bank Of Commerce (#18609) net charge-offs on real estate 0.12%; American Bank Of Commerce (#18609) residential charge-offs 0.11%.

American Bank Of Commerce (#18609) net interest margin 3.50% against an eight-quarter American Bank Of Commerce (#18609) average of 3.16% (American Bank Of Commerce (#18609) compression -0.34 points); American Bank Of Commerce (#18609) real-estate loans 9.7% of equity; American Bank Of Commerce (#18609) non-residential real estate 10.7% of equity; American Bank Of Commerce (#18609) rate-exposure score 40/100, American Bank Of Commerce (#18609) fixed-rate trap 40/100; American Bank Of Commerce (#18609) risk type credit driven; American Bank Of Commerce (#18609) rate regime rates elevated, American Bank Of Commerce (#18609) snapshot October 19, 2026.

American Bank Of Commerce (#18609) stress score moved from 75.9 on June 22, 2026 to 77 on October 19, 2026; American Bank Of Commerce (#18609) ranged 75.9 to 77 over 116 snapshots.

American Bank Of Commerce (#18609) alerts: 6 counties; top American Bank Of Commerce (#18609) alert scores: Dallas County, TX 40 (moderate); Austin County, TX 24 (low); Colorado Springs County, TX 24 (low); Plano County, TX 24 (low); Pueblo County, TX 24 (low).