American National Bank&Trust (FDIC #22373): Bank Stress & Real-Estate Credit Exposure
American National Bank&Trust (FDIC Cert #22373): bank stress 70/100, elevated, STABLE over 7 days; parent AMERIBANCSHARES INC.
American National Bank&Trust (#22373) lends in 7 counties across 1 state; American National Bank&Trust (#22373) reaches 225 ZIP codes: Texas 7 counties, 225 ZIPs.
American National Bank&Trust (#22373) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#22373), Tarrant County, TX (76 branches, 76 ZIPs) (#22373), Denton County, TX (120 branches, 40 ZIPs) (#22373), Wise County, TX (18 branches, 18 ZIPs) (#22373), Wichita County, TX (44 branches, 11 ZIPs) (#22373), Archer County, TX (10 branches, 10 ZIPs) (#22373).
American National Bank&Trust (#22373) reports $2.54 billion in total assets; American National Bank&Trust (#22373) equity $257.5 million (10.2% of American National Bank&Trust (#22373) assets); American National Bank&Trust (#22373) domestic deposits $2.25 billion; American National Bank&Trust (#22373) net income $12.2 million; American National Bank&Trust (#22373) return on assets 0.99%; American National Bank&Trust (#22373) return on equity 9.72%; American National Bank&Trust (#22373) net interest income $38.4 million; American National Bank&Trust (#22373) call report June 30, 2026.
American National Bank&Trust (#22373) noncurrent real-estate loans: none reported; American National Bank&Trust (#22373) net charge-offs on real estate 0.95%; American National Bank&Trust (#22373) residential charge-offs 0.16%.
American National Bank&Trust (#22373) net interest margin 3.27% against an eight-quarter American National Bank&Trust (#22373) average of 2.95% (American National Bank&Trust (#22373) compression -0.32 points); American National Bank&Trust (#22373) non-residential real estate 16.0% of equity; American National Bank&Trust (#22373) rate-exposure score 40/100, American National Bank&Trust (#22373) fixed-rate trap 40/100; American National Bank&Trust (#22373) risk type credit driven; American National Bank&Trust (#22373) rate regime rates elevated, American National Bank&Trust (#22373) snapshot October 20, 2026.
American National Bank&Trust (#22373) stress score moved from 70.6 on June 22, 2026 to 70.3 on October 20, 2026; American National Bank&Trust (#22373) ranged 70.3 to 70.6 over 117 snapshots.
American National Bank&Trust (#22373) alerts: 7 counties; top American National Bank&Trust (#22373) alert scores: Dallas County, TX 37 (moderate); Archer City County, TX 21 (low); Decatur County, TX 21 (low); Fort Worth County, TX 21 (low); Quanah County, TX 21 (low).