Bank 7 (FDIC #4147): Bank Stress & Real-Estate Credit Exposure
Bank 7 (FDIC Cert #4147): bank stress 35/100, contained, STABLE over 7 days; parent BANK7 CORP (BSVN).
Bank 7 (#4147) lends in 10 counties across 3 states; Bank 7 (#4147) reaches 279 ZIP codes: Oklahoma 7 counties, 146 ZIPs; Texas 2 counties, 126 ZIPs; Kansas 1 county, 7 ZIPs.
Bank 7 (#4147) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#4147), Oklahoma County, OK (55 branches, 55 ZIPs) (#4147), Tulsa County, OK (43 branches, 43 ZIPs) (#4147), Collin County, TX (40 branches, 40 ZIPs) (#4147), Blaine County, OK (28 branches, 14 ZIPs) (#4147), Canadian County, OK (14 branches, 14 ZIPs) (#4147).
Bank 7 (#4147) reports $1.91 billion in total assets; Bank 7 (#4147) equity $265.3 million (13.9% of Bank 7 (#4147) assets); Bank 7 (#4147) domestic deposits $1.64 billion; Bank 7 (#4147) net income $20.4 million; Bank 7 (#4147) return on assets 2.10%; Bank 7 (#4147) return on equity 15.78%; Bank 7 (#4147) net interest income $46.1 million; Bank 7 (#4147) call report June 30, 2026.
Bank 7 (#4147) noncurrent real-estate loans: none reported; Bank 7 (#4147) residential -0.01%; Bank 7 (#4147) net charge-offs on real estate 0.44%; Bank 7 (#4147) residential charge-offs 0.27%.
Bank 7 (#4147) net interest margin 5.00% against an eight-quarter Bank 7 (#4147) average of 5.09% (Bank 7 (#4147) compression 0.09 points); Bank 7 (#4147) non-residential real estate 26.9% of equity; Bank 7 (#4147) rate-exposure score 40/100, Bank 7 (#4147) fixed-rate trap 40/100; Bank 7 (#4147) risk type rate trapped; Bank 7 (#4147) rate regime rates elevated; Bank 7 (#4147) shares 0.0% off the 52-week high, Bank 7 (#4147) equity trend strong, Bank 7 (#4147) snapshot October 19, 2026.
Bank 7 (#4147) stress score moved from 28.6 on June 22, 2026 to 35 on October 19, 2026; Bank 7 (#4147) ranged 28.6 to 35 over 116 snapshots.
Bank 7 (#4147) alerts: 10 counties; top Bank 7 (#4147) alert scores: Tulsa County, OK 32 (low); Woodward County, OK 24 (low); Camargo County, OK 15 (low); Frisco County, OK 15 (low); Irving County, OK 15 (low).