American Nb Of Texas (FDIC #23474): Bank Stress & Real-Estate Credit Exposure

American Nb Of Texas (FDIC Cert #23474): bank stress 89/100, severe, STABLE over 7 days; parent A N B HOLDING CO LTD.

American Nb Of Texas (#23474) lends in 8 counties across 1 state; American Nb Of Texas (#23474) reaches 247 ZIP codes: Texas 8 counties, 247 ZIPs.

American Nb Of Texas (#23474) largest markets: Dallas County, TX (475 branches, 95 ZIPs) (#23474), Tarrant County, TX (228 branches, 76 ZIPs) (#23474), Collin County, TX (200 branches, 40 ZIPs) (#23474), Hunt County, TX (54 branches, 18 ZIPs) (#23474), Johnson County, TX (16 branches, 16 ZIPs) (#23474), Van Zandt County, TX (26 branches, 13 ZIPs) (#23474).

American Nb Of Texas (#23474) reports $5.51 billion in total assets; American Nb Of Texas (#23474) equity $328.2 million (6.0% of American Nb Of Texas (#23474) assets); American Nb Of Texas (#23474) domestic deposits $4.60 billion; American Nb Of Texas (#23474) net income $18.8 million; American Nb Of Texas (#23474) return on assets 0.63%; American Nb Of Texas (#23474) return on equity 11.51%; American Nb Of Texas (#23474) net interest income $78.5 million; American Nb Of Texas (#23474) call report June 30, 2026.

American Nb Of Texas (#23474) noncurrent real-estate loans: none reported; American Nb Of Texas (#23474) net charge-offs on real estate 0.26%; American Nb Of Texas (#23474) residential charge-offs 0.03%.

American Nb Of Texas (#23474) net interest margin 2.85% against an eight-quarter American Nb Of Texas (#23474) average of 2.67% (American Nb Of Texas (#23474) compression -0.18 points); American Nb Of Texas (#23474) non-residential real estate 2.9% of equity; American Nb Of Texas (#23474) rate-exposure score 40/100, American Nb Of Texas (#23474) fixed-rate trap 40/100; American Nb Of Texas (#23474) risk type credit driven; American Nb Of Texas (#23474) rate regime rates elevated, American Nb Of Texas (#23474) snapshot October 19, 2026.

American Nb Of Texas (#23474) stress score moved from 88.5 on June 22, 2026 to 88.6 on October 19, 2026; American Nb Of Texas (#23474) ranged 88.5 to 88.6 over 116 snapshots.

American Nb Of Texas (#23474) alerts: 8 counties; top American Nb Of Texas (#23474) alert scores: Terrell County, TX 38 (moderate); Burleson County, TX 27 (low); Mansfield County, TX 27 (low); Quinlan County, TX 27 (low); Royse City County, TX 27 (low).