Golden Bank National Assn (FDIC #26223): Bank Stress & Real-Estate Credit Exposure
Golden Bank National Assn (FDIC Cert #26223): bank stress 46/100, moderate, STABLE over 7 days.
Golden Bank National Assn (#26223) lends in 9 counties across 2 states; Golden Bank National Assn (#26223) reaches 827 ZIP codes: California 5 counties, 534 ZIPs; Texas 4 counties, 293 ZIPs.
Golden Bank National Assn (#26223) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#26223), Harris County, TX (286 branches, 143 ZIPs) (#26223), Dallas County, TX (95 branches, 95 ZIPs) (#26223), Orange County, CA (92 branches, 92 ZIPs) (#26223), Santa Clara County, CA (63 branches, 63 ZIPs) (#26223), Alameda County, CA (53 branches, 53 ZIPs) (#26223).
Golden Bank National Assn (#26223) reports $2.28 billion in total assets; Golden Bank National Assn (#26223) equity $308.8 million (13.6% of Golden Bank National Assn (#26223) assets); Golden Bank National Assn (#26223) domestic deposits $1.91 billion; Golden Bank National Assn (#26223) net income $17.9 million; Golden Bank National Assn (#26223) return on assets 1.59%; Golden Bank National Assn (#26223) return on equity 11.96%; Golden Bank National Assn (#26223) net interest income $41.2 million; Golden Bank National Assn (#26223) call report June 30, 2026.
Golden Bank National Assn (#26223) noncurrent real-estate loans: none reported; Golden Bank National Assn (#26223) residential -0.07%; Golden Bank National Assn (#26223) net charge-offs on real estate 2.19%; Golden Bank National Assn (#26223) residential charge-offs 2.11%.
Golden Bank National Assn (#26223) net interest margin 3.77% against an eight-quarter Golden Bank National Assn (#26223) average of 3.74% (Golden Bank National Assn (#26223) compression -0.03 points); Golden Bank National Assn (#26223) non-residential real estate 210.8% of equity; Golden Bank National Assn (#26223) rate-exposure score 40/100, Golden Bank National Assn (#26223) fixed-rate trap 40/100; Golden Bank National Assn (#26223) risk type credit driven; Golden Bank National Assn (#26223) rate regime rates elevated, Golden Bank National Assn (#26223) snapshot October 20, 2026.
Golden Bank National Assn (#26223) stress score moved from 47.7 on June 22, 2026 to 46.2 on October 20, 2026; Golden Bank National Assn (#26223) ranged 46.2 to 47.7 over 117 snapshots.
Golden Bank National Assn (#26223) alerts: 9 counties; top Golden Bank National Assn (#26223) alert scores: Houston County, TX 21 (low); Cupertino County, TX 16 (low); Fremont County, TX 16 (low); Millbrae County, TX 16 (low); Plano County, TX 16 (low).