Pcb Bank (FDIC #57463): Bank Stress & Real-Estate Credit Exposure
Pcb Bank (FDIC Cert #57463): bank stress 61/100, elevated, STABLE over 7 days; parent PCB BCORP.
Pcb Bank (#57463) lends in 6 counties across 5 states; Pcb Bank (#57463) reaches 645 ZIP codes: California 2 counties, 390 ZIPs; Texas 1 county, 95 ZIPs; New York 1 county, 68 ZIPs; New Jersey 1 county, 66 ZIPs; Georgia 1 county, 26 ZIPs.
Pcb Bank (#57463) largest markets: Los Angeles County, CA (2,736 branches, 304 ZIPs) (#57463), Dallas County, TX (190 branches, 95 ZIPs) (#57463), Orange County, CA (368 branches, 92 ZIPs) (#57463), Queens County, NY (68 branches, 68 ZIPs) (#57463), Bergen County, NJ (132 branches, 66 ZIPs) (#57463), Gwinnett County, GA (26 branches, 26 ZIPs) (#57463).
Pcb Bank (#57463) reports $3.47 billion in total assets; Pcb Bank (#57463) equity $388.4 million (11.2% of Pcb Bank (#57463) assets); Pcb Bank (#57463) domestic deposits $2.93 billion; Pcb Bank (#57463) net income $21.6 million; Pcb Bank (#57463) return on assets 1.28%; Pcb Bank (#57463) return on equity 11.25%; Pcb Bank (#57463) net interest income $54.3 million; Pcb Bank (#57463) call report June 30, 2026.
Pcb Bank (#57463) noncurrent real-estate loans: none reported; Pcb Bank (#57463) net charge-offs on real estate 0.33%; Pcb Bank (#57463) residential charge-offs 0.15%.
Pcb Bank (#57463) net interest margin 3.35% against an eight-quarter Pcb Bank (#57463) average of 3.30% (Pcb Bank (#57463) compression -0.05 points); Pcb Bank (#57463) non-residential real estate 14.9% of equity; Pcb Bank (#57463) rate-exposure score 40/100, Pcb Bank (#57463) fixed-rate trap 40/100; Pcb Bank (#57463) risk type credit driven; Pcb Bank (#57463) rate regime rates elevated, Pcb Bank (#57463) snapshot October 19, 2026.
Pcb Bank (#57463) stress score moved from 58.4 on June 22, 2026 to 60.8 on October 19, 2026; Pcb Bank (#57463) ranged 58.4 to 60.8 over 116 snapshots.
Pcb Bank (#57463) alerts: 6 counties; top Pcb Bank (#57463) alert scores: Bayside County, CA 21 (low); Dallas County, CA 21 (low); Irvine County, CA 21 (low); Palisades Park County, CA 21 (low); Suwanee County, CA 21 (low).