Everbank National Assn (FDIC #34775): Bank Stress & Real-Estate Credit Exposure
Everbank National Assn (FDIC Cert #34775): bank stress 73/100, elevated, STABLE over 7 days; parent EVERBANK FINANCIAL CORP.
Everbank National Assn (#34775) lends in 19 counties across 4 states; Everbank National Assn (#34775) reaches 1,179 ZIP codes: California 10 counties, 749 ZIPs; Florida 7 counties, 332 ZIPs; New York 1 county, 68 ZIPs; Missouri 1 county, 30 ZIPs.
Everbank National Assn (#34775) largest markets: Los Angeles County, CA (2,128 branches, 304 ZIPs) (#34775), San Bernardino County, CA (100 branches, 100 ZIPs) (#34775), Orange County, CA (184 branches, 92 ZIPs) (#34775), Miami Dade County, FL (81 branches, 81 ZIPs) (#34775), Queens County, NY (68 branches, 68 ZIPs) (#34775), Santa Clara County, CA (63 branches, 63 ZIPs) (#34775).
Everbank National Assn (#34775) reports $46.69 billion in total assets; Everbank National Assn (#34775) equity $4.28 billion (9.2% of Everbank National Assn (#34775) assets); Everbank National Assn (#34775) domestic deposits $37.81 billion; Everbank National Assn (#34775) net income $233.1 million; Everbank National Assn (#34775) return on assets 1.00%; Everbank National Assn (#34775) return on equity 11.14%; Everbank National Assn (#34775) net interest income $613.8 million; Everbank National Assn (#34775) call report June 30, 2026.
Everbank National Assn (#34775) noncurrent real-estate loans 0.01% of its book; Everbank National Assn (#34775) net charge-offs on real estate 3.15%; Everbank National Assn (#34775) residential charge-offs 2.72%.
Everbank National Assn (#34775) net interest margin 2.70% against an eight-quarter Everbank National Assn (#34775) average of 2.59% (Everbank National Assn (#34775) compression -0.11 points); Everbank National Assn (#34775) real-estate loans 0.7% of equity; Everbank National Assn (#34775) non-residential real estate 271.9% of equity; Everbank National Assn (#34775) rate-exposure score 40/100, Everbank National Assn (#34775) fixed-rate trap 40/100; Everbank National Assn (#34775) risk type credit driven; Everbank National Assn (#34775) rate regime rates elevated, Everbank National Assn (#34775) snapshot October 19, 2026.
Everbank National Assn (#34775) stress score moved from 74.7 on June 22, 2026 to 73.5 on October 19, 2026; Everbank National Assn (#34775) ranged 73.5 to 74.7 over 116 snapshots.
Everbank National Assn (#34775) alerts: 19 counties; top Everbank National Assn (#34775) alert scores: Boca Raton County, FL 23 (low); Chino Hills County, FL 23 (low); Clearwater County, FL 23 (low); Cupertino County, FL 23 (low); Flushing County, FL 23 (low).