First National Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #26543 · Wichita Falls, TX. This institution (First National Bank) no longer appears in the current FDIC branch and deposit filings (#26543) that DLRadar scores; FDIC records the last First National Bank day as a separately insured institution (#26543) as January 1, 2026. FDIC event for First National Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-01). DLRadar last scored First National Bank (#26543) on September 20, 2026. The First National Bank facts below are its last recorded footprint (#26543), kept as a permanent First National Bank public record; the First National Bank figures are not refreshed.
First National Bank (#26543) carried no scored branch footprint (First National Bank) in the FDIC filings DLRadar reads; the First National Bank record exists because FDIC certificate 26543 was a separately insured First National Bank institution in Wichita Falls, TX, last seen by DLRadar (#26543) on September 20, 2026.
What the First National Bank (#26543) record holds: FDIC certificate 26543 for First National Bank, closed as a separate First National Bank charter on January 1, 2026; successor Investar Bank National Assn (FDIC #58316) carries the First National Bank footprint forward; FDIC event for First National Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-01); First National Bank (#26543) first entered DLRadar on September 20, 2026.
How First National Bank (#26543) was scored while active: the First National Bank stress score read FDIC call-report financials (#26543) and the Summary of Deposits branch file for First National Bank, mapped First National Bank branches to counties and ZIP codes (#26543), and weighted the First National Bank real-estate loan concentration against its peers; the First National Bank (#26543) figures on this page are the last such First National Bank run and are not refreshed.
First National Bank (#26543) net interest margin 2.86% against an eight-quarter First National Bank (#26543) average of 2.60% (First National Bank (#26543) compression -0.26 points); First National Bank (#26543) real-estate loans 2.2% of equity; First National Bank (#26543) non-residential real estate 53.8% of equity; First National Bank (#26543) rate-exposure score 40/100, First National Bank (#26543) fixed-rate trap 40/100; First National Bank (#26543) risk type credit driven; First National Bank (#26543) rate regime rates elevated, First National Bank (#26543) snapshot May 27, 2026.
First National Bank (#26543) is chartered in Wichita Falls, TX; FDIC lists First National Bank (#26543) as inactive, succeeded by Investar Bank National Assn.
Why this First National Bank page exists: bank identities are historical data (#26543). When an institution such as First National Bank merges or its charter ends, DLRadar keeps the First National Bank profile so citations, links and the First National Bank score history stay resolvable (#26543), and points First National Bank to the successor where the FDIC records one. Every First National Bank figure traces to public FDIC data (#26543).